I hereby apply to for a credit card account.  Everything that I have stated in this Application is correct to the best of my knowledge.  I understand that I must be 18 years or older as well as a U.S. citizen or permanent resident alien in order to apply.  I understand that approval is based upon satisfying credit standards and that I may be ineligible if I have been approved for a previous offer.  I understand that will retain my Application whether or not it is approved.  I understand that will advise me if it is unable to process my payment request for any reason.  I authorize to check my credit and employment history and other information to answer questions about its credit experience with me, to process my application, service my account, and manage its relationship with me.  This Application is void to residents of the dependent areas of the U.S.  An applicant, if married, may apply for a separate account.  The terms of this offer may not be applied to existing accounts.  All rights reserved.  supports information privacy protection.  By electronically submitting this application, I agree to each of the conditions described above and to be bound by the terms of the Account Agreement, including arbitration.